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Writer's pictureArpit

FY 21-22 H1 update

Dear Investors,


It has been 6 months since my last letter. Back in May, we were in the midst of a terrible wave of infections. Thankfully, things are much better now and we are getting back to our pre pandemic lifestyles.


Our stock holdings have done well, due in no small part to a strong bull market. As long term investors, we remain focused on individual businesses rather than worry too much about stock prices. Below is a broad sector wise classification of our holdings.



The portfolio consists primarily of companies that are market leaders in their respective industries. Strong companies can withstand economic headwinds and are more resilient in difficult times like the year gone by. I expect them to gain market share and further consolidate their leadership position in the coming years. Almost every sector in India has several years of growth ahead of it, my role is to find leaders in these sectors who can grow faster than competition and do so profitably. I do not foresee big changes in our portfolio holdings and expect to hold most of them for years to come. This year and the year ahead, we will see IPO's of many fintech and consumer tech companies. It is an interesting space and we will keep an eye on these companies.


It has been a funny 20 months in the market. While March and April 2020 felt like the scariest time to buy stocks, investing in 2021 feels like a breeze! Those who have bought stocks this year have been rewarded handsomely and instantly. To use a cricket analogy, this year feels like batting on a flat wicket, with plenty of runs on offer for even average players. There is no way to tell how long this will last. In the short term, stock prices can move far ahead of earnings, especially in a bull market. In the long term however, stock price growth tends to converge with earnings growth. Hence, the case for staying invested in companies that have potential to grow earnings for years to come.


As I finish writing this letter, there is a new COVID-19 variant that has emerged from Southern Africa. There are concerns about another surge, lack of vaccine effectiveness, lockdowns, etc. I cannot predict what will happen but I do feel we are better placed today to deal with COVID-19 than a year ago. Please take care and stay safe.


I would like to thank each and everyone of you for entrusting me with managing your investments. I am grateful and will strive to remain worthy of your trust. Please feel free to reach out with comments or questions about your portfolio, I would be happy to discuss.


Regards,

Arpit

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